Automatic financial management for SMEs.

Save time, see real time business insights, spend smart, optimise your cashflow and earnings.

app.chief.planto.io
Total balance+2.4% MTD
HK$ 3,174,483.00
MarAprMayJunJulAug
HS
HSBC
Business Account
$2,145,600.00
DB
DBS
Multi-Currency
$1,120,365.00
AM
American Express
Corporate Card
−$91,482.00
Recent activity
Amazon Web Services
Technology
−$18,420.00
Stripe Payouts
Payment
+$28,940.12
Office — Central HK
Rental
−$184,200.00
A Solution By Planto

From the team behind Hong Kong's #1 financial management app

Trusted by 300,000+ consumers.

Learn more about Planto

Planto in the Media

Planto featured in HKTDC, South China Morning Post, HK01, and Cyberport

Just ask. Chief already knows your numbers.

Type a question in plain language and get an answer in seconds.

Platform

Everything your finance team needs.

Earn more, spend less

Know exactly where you're spending, rein in your costs, and put your savings to work.

Real-time clarity

No waiting for year-end, no manual bookkeeping.

Cashflow clarity

Use intelligent insights to chase invoices and understand spare cash.

Real-Time Visibility

See your money flow as it happens.

Connect your bank accounts or upload bank statements so you can see money flow as it happens across accounts.

  • Live transaction feeds from every connected account
  • Instant balance updates across HKD, USD, CNY and more
  • Smart categorisation of inbound and outbound flows
Live ActivityConnected
HS
Inbound wire — Shenzhen Tech Co.
HSBC · Just now
+¥482,300.00
DB
Stripe payout — July batch
DBS · 2m ago
+$28,940.12
SC
Office rental — Central HK
SC · 5m ago
−$184,200.00
HS
Payroll transfer
HSBC · 12m ago
−$1,050,000.00
Ha
FX swap — USD to CNH
Hang Seng · 18m ago
$500,000.00
Automation

Eliminate manual work.

Automatically categorise income and expense transactions.

Auto-categorise

Automatically categorise income and expense transactions.

  • Automatically categorise and label transactions
  • Detect suppliers, customers and payroll transactions
  • Generate and send invoices

Auto-categorised

AI
Amazon Web Services
Technology
−$18,420.00
Wing Tai Payroll
Payroll
−$642,000.00
Sunrise Trading Ltd
Customer
+$310,500.00
Office — Central HK
Rental
−$184,200.00

Labelled automatically as transactions arrive.

Cash insights

Optimise cash with data-driven cashflow insights.

Know exactly how much cash is sitting idle, what's owed to you, and what's due next — without building a single spreadsheet.

  • Automatically calculate idle cash for idle cash optimisation
  • Get reminders on outstanding invoices and upcoming payments
  • Plan ahead with cash forecasting and burn-rate analysis
Mission centre4 new
Idle cashjust now
HK$1,240,000 sitting idle

Unlikely to be needed for the next 90 days. Explore optimisation options.

Go to MarketplaceDismiss
Overdue2h ago
3 invoices past due — HK$142,900

Kowloon Logistics is 21 days late. Chief drafted a follow-up email ready to send.

View invoicesDismiss
UpcomingToday
Payroll clears in 4 days

HK$742,900 due across 2 accounts. HSBC balance covers it with HK$186,000 spare.

View scheduleDismiss
ForecastYesterday
Runway extended to 14 months

Burn fell 8% to HK$226,700/mo after the Technology spend was re-tiered.

Open forecastDismiss
Chief scans your accounts every 15 minutesView all
Product marketplaceON OUR ROADMAP

A financial products marketplace.

A financial products marketplace to help SMEs discover cash-management and financing options offered by partnered, licensed financial institutions.

Optimise your cash

Explore cash-management options for your idle balance from licensed institutions.

Data-driven SME loan

Check financing options from licensed lenders.

Export

Seamless Export.

Simply export and pass the accounting package to your accountants and auditors.

  • One-click export to CSV
  • Pre-formatted for accountants and auditors
  • Includes categorised transactions and supporting documents
Export
Transactions
12,482 rows · HKD, USD, CNY
Supporting documents
847 receipts

Chief is a business financial management tool that provides bookkeeping, cash-flow and data-analysis features only. It is not an offer, solicitation, invitation or recommendation to acquire any investment, deposit, lending or other financial product or service, and Chief is not a financial adviser and does not provide financial, investment, lending, tax, accounting or legal advice. Any financial products, marketplace or financing features referred to are conceptual, form part of a possible future roadmap, and are not currently available through the platform. Should any such features launch, the relevant products and applications would be provided by third-party licensed financial institutions, subject to their own terms and to applicable regulatory approvals. Nothing here should be relied upon as a promise of any yield, return, investment outcome, financing approval or other financial benefit.